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THE PLATFORM

The whole issuer-processing stack.
Built together.

Issuer processing, fraud, ledger, KYC and programme management — one platform with one data model. When the pieces are built together, nothing falls between them.

Corporate

4770 ···· ···· 7703

Flux Pay Ltd02/30
Virtual
Rigid

5312 ···· ···· 4921

Ember Credit09/29
Issued in 180msvirtual + physical · Apple/Google Pay
01 · ISSUER PROCESSING

Cards in every form, live in minutes

Virtual, physical and tokenized cards on debit, prepaid and credit rails. Spend controls per card, per programme, per MCC — enforced at authorization, not after.

  • VISA
  • MASTERCARD
  • APPLE PAY
  • GOOGLE PAY
  • 3DS2
cards.issue · virtual180ms
tokenize · apple_payPROVISIONED
controls.set · mcc_allowENFORCED
physical.ship · DHL2 DAYS
02 · PROGRAMME MANAGEMENT

Manage many programmes from one platform

Programmes are native objects, not contracts with a processor. A BIN Sponsor can run many client programmes at once, launch a new BIN, or enter a new market — configuration, never a reissuing project.

Multi-workspace management keeps environments, teams and programmes isolated — with SAML & OIDC SSO and full audit trails across all of them.

prog_Aprog_B

✓ 1.4M cards switched · 0 reissued · 0 downtime

03 · KYC & ONBOARDING

Verified cardholders in minutes, any market

Document verification, liveness, sanctions and PEP screening — orchestrated per market's regulation, tiered by risk, and connected directly to card issuance. Pass KYC, get a card, in one flow.

✓ document · passport NL1.8s
✓ liveness · match 0.993.2s
✓ sanctions + PEP · clear0.4s
✓ address · verified0.9s
usr_8k2m · tier 2→ cards.issue
04 · TRANSACTION MONITORING

Every event, one stream

Auths, refunds, disputes, FX, ledger entries and KYC events in a single filterable stream across all programmes and regions. Alert on patterns, replay history, export everything.

AUTH · São PauloR$212.00 · 44ms
FX · GBP→SGD@ 1.7104
BLOCK · Unknown VPNAI 0.97 · 12ms
LEDGER · batch #884112,408 tx

See the whole stack in one call.

A live walkthrough with an engineer — your use case, your volumes.